12640 Crabapple Road
By G.C. LEWIS, CFP®
Ever have one of those days where you work nonstop for 12-15 hours?
Do you find it happening 5-7 days per week? Has the COVID-19 situation has made things even worse?
You are not alone.
Many hard-working executives are waking up after 30 years of working for the same company only to find they are more exhausted than they have ever been and dreaming of what retirement might look like. So why don’t they? Well, while they have been working diligently for a long time and have some savings, they wonder if it is enough. More importantly – what are they going to do after they retire? I work with people like this day in and day out, and if this sounds like you, I have good news – the next chapter in your life has tremendous possibilities, and it could be closer than you think!
If you are like most humans, you long to wake up inspired each day, and hope to feel fulfillment at the end of each day. Author and speaker Simon Sinek’s mission is to help people achieve just that. He is the author of 5 books, narrates podcasts, has online classes and is a TED Talk veteran. If you long to wake up each day inspired, and end each day fulfilled, I highly encourage you to enroll in his Why Discovery Course to start the process.
When I was introduced to Sinek’s work, his message about living an authentic, purposeful life resonated with me in an incredibly profound way. I have a passion for living each day to the fullest – but as a financial planner, I understand how important it is to also plan for tomorrow.
If you’re like most successful professionals I work with, after you have discovered your “Why” and created a vision of what you want the rest of your life to look like, it’s not just as simple as just jumping in and “living it” every day. You need CLARITY. In my experience, clarity comes from the development of a plan that inspires you to take the leap from the mentally and physically-draining current life’s work and instead embracing your “Why.”
So how do you do it? In my experience a plan needs to encompass three areas:
Part one of your “Live for today, plan for tomorrow” strategy is offense. To develop an offensive strategy, ask yourself:
Answering these and other important questions, plus making the right decisions in key areas is critical for an offensive strategy that gives you clarity about the “how” of living your “Why.”
Part two of your plan is a defensive strategy. Your defense is there to protect you and your family from the unexpected. It’s what helps you sleep at night while you’re living your “Why.” Your defensive strategy should address questions like:
There are numerous potential risks that can severely affect your ability – or your family’s ability -- to live life to the fullest. Some financial risks, like the above, are things you can plan for and protect against.
Now that you have put together your plan both offensively and defensively, have you considered what may happen if something does not go as planned? Enter Plan B.
You need to stress test your plan for the unexpected. You also need to make sure that you have your estate planning documents in place.
If you do not have an estate plan, the state has one for you -- but I would wager that it is not the same one you would create.
Nothing brings me greater joy than watching clients who were burned out after working hard for years light up when they finally have the clarity they need to take the next step in life. My “Why” in life is helping others life inspired, fulfilled lives with confidence that comes from having a plan!
Maybe for you the next step is retirement – or maybe it’s starting a non-profit or a passion project. Whatever your “Why,” whatever your next chapter looks like, remember, having a plan gives you clarity. Clarity gives you the ability to act. Action will ultimately lead to the results you are looking to achieve. And speaking of action -- find someone to hold you accountable to the goals that you have set for yourself when you find yourself falling in to your old daily routine. It will increase your likelihood of success.
When you are ready to say “goodbye” to burnout, wake up inspired and go to bed fulfilled each day, “start with why,” and then create your three-part plan to live that life.
G.C. Lewis helps successful corporate managers and executives live life for today while planning for tomorrow. You can learn more at www.mainstreetfg.com or reach out to him at email@example.com.
If you’re ready to take the first step towards your ideal future, we’re here to support you. But we’re also available if you just have a question. Contact us at 678-398-4528 or submit the form below. We’d love to hear from you.